How do medical insurance companies determine whether a patient needs surgery or not?

How do medical insurance companies determine whether a patient needs surgery or not?

So, tomorrow I will be taking a vision field test because a plastic surgeon told me I was supposed to have done that before visiting him. Even though I haven't taken the vision test yet, the plastic surgeon already agrees that I need surgery because I have Ptosis (uneven or droppy eyelids) which impairs my vision sometimes (not most). So, I'm assuming the main reason I have to get a field vision test is that my insurance will know that this surgery needs to happen not because of cosmetic reasons, but because I need it in order to see properly. Now, I'm not sure if I will see perfectly fine during the test or not because my condition only effects me mostly when I'm tired or feeling uneasy. Will this mean I have to purposely skew the results of my test so it looks like I can't see well and my insurance will see that it's absolutely necessary for me to receive treatment?

 

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Ill be buying a new scion tc no option for Im estimating 18k i got my license almost a half a year now and im 18 i had one speed ticket no credit history, so ill be paying 40% of the 18k and buying the car my moms credit sucks so im better off being indepedent how much is insurance for me these days. combined how much for the payment and the insurance will it be

 

How do medical insurance companies determine whether a patient needs surgery or not?

So, tomorrow I will be taking a vision field test because a plastic surgeon told me I was supposed to have done that before visiting him. Even though I haven't taken the vision test yet, the plastic surgeon already agrees that I need surgery because I have Ptosis (uneven or droppy eyelids) which impairs my vision sometimes (not most). So, I'm assuming the main reason I have to get a field vision test is that my insurance will know that this surgery needs to happen not because of cosmetic reasons, but because I need it in order to see properly. Now, I'm not sure if I will see perfectly fine during the test or not because my condition only effects me mostly when I'm tired or feeling uneasy. Will this mean I have to purposely skew the results of my test so it looks like I can't see well and my insurance will see that it's absolutely necessary for me to receive treatment?

 

Boat insurance cost on average for a 52ft 1989 sailboat boat?

I am looking for what others may have paid, so when i do get a quote I know what to expect. If you have something to say that negative please don't respond.

 

 

Is it true that if you have full coverage insurance on a rental car... (please look inside)?

They can't ban you from renting from there for the rest of your life? OK. Back in 2005, I rented a car from Enterprise with FULL coverage insurance. 1 day I was on my way to school because I had a deadline to turn in a research paper that was 30% of our grade, & my sister 2x my age locked me in the house on purpose & thought it was funny. I got in the car, & drove it to school, & I panicked & got into a wreck & the car crashed into a tiny tree on the median. It was only a fender bender. But the company tried to say it was totaled for over $2,000 worth of damage. Everyone else who saw, said it was a fender bender. The twigs got inside the light on the left side of the front of the car. But that could've easily been fixed. Not sure. But the wheel alignment was messed up. Does that mean the car is totaled? What does TOTAL a car mean? That it couldn't be fixed? Well, I was just talking about it today, & a lot of people online had ganged up on me & attacked me. Now I'm feeling sad & hurt. About to cry. & they were calling me dumb, irresponsible, etc. Very hostile & angry @ me. They act like I wrecked THEIR personal car! People get into accidents all the time. Anxiety disorder or not. & they were saying that since I had full coverage, I shouldn't have been banned. & they were saying my story didn't make sense. But people look for any & every reason to discriminate against me. It's not fair.

 

 

I need cheap car insurance?

I need cheap car insurance?

 

 

What insurance is best for women?

I don't currently have insurance, but I want to start going to a gynecologist to see why I'm not getting pregnant. The co-pays are horrendous, like $150 per visit w/o insurance! I cannot afford that every time I walk in, but I can afford about $80 a mo for insurance, but IDK what kind or which to choose that will help me through the gyno visits, and possibly a fertility specialist. If anyone knows the best route for this kind of medical attention, please provide websites or names of insurance companies that apply to this. Also, I live in a small town in GA and there are NO near-by specialists or anything as such, so I'm sure to have to travel at least an hour or more to get the help I need. No, family planning centers, no women's health centers, nothing! So if there's anyway someone could give advice for that, please do. Thanks so much.

 

 

Car insurance cheaper at 17 or mid 20's?

im 17 in January and getting my driving lessons for my birthday - when and if I pass I'm not getting a car till I'm in my 20's. will the insurance be cheaper when I'm mid 20's than it would be at 17?

 

 

How much should i expect to pay for insurance on a ferrari?

Or any other exotic car

 

 

Can I get car insurance for one month?

I need tags for my car and I have to have insurance. I can't afford more than 150 so does anyone know a good place I can go that would let me do one month or just somewhere that is cheap online that i can pay a little amount then cancel the rest?

 

 

How much will insurance cost on a 94 eclipse?

I am an 18 year old first time driver. the car has 133000 miles on it and i'm thinking about buying it from a friend. it is white. how much will the insurance be monthly? roughly?

 

 

What type of Life Insurance Should I get?

I am 33 and I'm pretty sure that I want to get term life insurance. I have a wife and 2 kids. It's affordable. I'm in good health. My question is should I get a 15 yr plan or 20 yr plan? Money is a little tight so I'm thinking the 500K or 750K plan.

 

 

Car insurance for a new driver + sports car?

Well, my dad owns a 1959 TR-3 Triumph, and also a 1981 Delorean. I will be turning 16 soon, and I plan on purchasing car insurance so I can drive a 2006 Hyundai Sonata to school and around town. The problem is.. I want to be able to occasionally drive my dad's Triumph TR-3 around town, to school, on nice days, etc. Maybe only on weekends, that kind of thing. The problem is, I don't want to spend a ridiculous amount of money on car insurance for a car I won't be driving very often. I read that there is a cents-per-mile program which is essentially a prepaid insurance card and you buy insurance for blocks of miles and it keeps track on a special odometer. Can someone please shed some light on that subject? I live in Oklahoma if that's of any importance.

 

 

Graduate student health insurance ?

I am planning on attending graduate school it is not a reasonable option to have a job during this graduate program, what are my options for health insurance, how much should I expect to pay?

 

 

NY registration insurance lapse 2 years ago?

I know I sound ridiculous. Over 2 years ago I moved, and left my car at a relatives with plates etc. Never turned them in. I don't believe I cancelled insurance either . I just moved back and would like to register and insure the car again. I checked my drivers license and it is valid with no suspensions or restrictions etc.. I went online to get a quote from the same insurance company and it seems like I could have signed up right now with a very reasonable quote. lucky or can I expect something else when I go to the DMV?

 

 

Which motorcycle is cheaper to maintain? Suzuki Sv650s vs Honda Cbr600f4i?

As in cost of ownership, including insurance, gas, maintenance, etc...

 

 

Cheap car insurance! help please.?

I need to get new car insurance but im not sure where to go. My insurance is about to expire and i don't want to stay with them because its at about $230 a month.((WHICH IS MORE ...show more

 

 

What is the most reasonable home owner and Auto insurance?

I need to get a cheaper insurance for car and Auto.Would like to hear from you that have checked prices before you bought insurance.

 

 

Can I use my no claims discount for scooter insurance?

I am seriously considering dumping the car and using a scooter. I have full no claims discount on my car insurance, would I be able to use this on my scooter insurance? If not, would I loose that no claims I have built up i.e. if i go back to driving a car will I start again with zero no claims discount. This is a UK based question.

 

 

How is mandated health insurance a stepping stone for universal health care?

Doesn't it just make the HMO's/insurance companies more powerful (which will make them more influential)? Won't it just be like mandated car insurance--but much more expensive?

 

 

Why did my friends mother want me to have car insurance?

I wanted to pick up my friend and have her come to my house. Her mother said i have to have car insurance to have her daughter in the car with me. I was just wondering why.

 

 

Car insurance, 17 year old.?

in the state of NJ, do you know around how much car insurance for a 17 year old would cost monthly? or if you know of any other state? i just want a rough estimate. thank you

 

 

What is the average cost of motorcycle insurance in ..Oregon?

What is the average cost of motorcycle insurance in Oregon?

 

 

Car insurance recommendations?

hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.

 

 

Work and Car insurance?

The business that I am employed by, is telling me that im required to put the business on my car insurance policy as an additional insured. Im kinda reluctant to do so, and im afraid to ask the reasons as to why the business would need to be on my policy. So my question is, what are some of the reasons they would need to be on the policy, and should i add them?

 

 

What kind of car insurence should i get?

im 19 years old and live in Massachusetts and i need help on what kind of insurance i should get. i don't want anything expensive even though that's hard to avoid because i know car insurance is expensive. i just got my license and i don't know what to look for. someone help me please! and i would most likely be driving a volvo or any car my parents let me

 

 

Should I switch to a $20/month health insurance plan?

Alright, I have health insurance through my employer and I pay over $100/month. My friend has an individual policy and only pays $20/month. He thinks I should switch to have the same health insurance as him. What's the catch? Should I change health insurance policies?

 

 

I need short term auto insurance, since i will be on vacation for 45 days in southern california,?

Now my insurance company doesn't cover me in the states

 

How do medical insurance companies determine whether a patient needs surgery or not?

So, tomorrow I will be taking a vision field test because a plastic surgeon told me I was supposed to have done that before visiting him. Even though I haven't taken the vision test yet, the plastic surgeon already agrees that I need surgery because I have Ptosis (uneven or droppy eyelids) which impairs my vision sometimes (not most). So, I'm assuming the main reason I have to get a field vision test is that my insurance will know that this surgery needs to happen not because of cosmetic reasons, but because I need it in order to see properly. Now, I'm not sure if I will see perfectly fine during the test or not because my condition only effects me mostly when I'm tired or feeling uneasy. Will this mean I have to purposely skew the results of my test so it looks like I can't see well and my insurance will see that it's absolutely necessary for me to receive treatment?

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